Risk Disclosure

This document explains the main risks of participating in offerings on the Sterling Holdings platform. Read it carefully before you invest, and consider whether investing suits your circumstances.

The value of an investment can fall as well as rise, and you may get back less than you put in. Only invest money you can leave invested for the full horizon.

Projected yields are targets based on each offering's terms and our assessment when it is published. Actual returns may be lower. Where a yield is marked flexible, the rate may be revised before maturity.

The past performance of any offering, sector or asset is not a reliable guide to future results.

Your principal is committed for the full investment horizon and cannot be withdrawn early. Withdrawals are reviewed before they are sent, which can take time.

• Real estate: property values, demand, construction delays and local regulation.
• Precious metals: price movements and custody arrangements.
• Digital assets: high price volatility, technology and custody risks, and changing regulation.
• Energy infrastructure: construction, grid connection, energy prices and policy changes.

Deposits and withdrawals are made in cryptocurrency. Transfers cannot be reversed, and funds sent to the wrong address or network may be lost.

Offerings rely on sponsors, operators and custodians. If one of them fails to meet its obligations, the value of an offering may be affected.

Laws and regulations affecting investments, digital assets or your country of residence may change, and could affect your ability to participate or withdraw.

Sterling Holdings does not give personal investment, tax or legal advice. If you are unsure whether an investment suits you, speak to a qualified adviser.